The Renovation Lending Renaissance

Market Strategy Guide

With stamp duty and property prices soaring, "Improve, not Move" is the new Australian dream. Are you ready for the 2026 boom?

HIA DATA INSIGHT

"Households will return to the market to undertake renovation projects after years of pressure."
— Maurice Tapang, HIA Economist

1

Stamp Duty Shock: Moving costs are now dead money. Renovating invests that capital back into the asset.
2

The Valuation Gap: Entry costs for "next tier" homes have risen faster than wages.

Standard residential loans fail here. Position yourself as the "Construction-Light" Expert to win clients who are frozen by bank complexity.

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